5 Credit Card Tricks to Use This Holiday Shopping Season

‘Tis the season to take out your credit card and shop at the nearby mall to get all of your Christmas shopping completed. Unfortunately, this usually leads to an enormous credit card bill by the end of January. This is why a large percentage of people get the winter blues at that time of the year.

A new infographic by Landmark Cash found that nearly three-quarters (72 percent) of people have at least one credit card and 20 percent have four or more cards – only seven percent were rejected for new cards. In addition to the large amount of credit cards, the average debt per adult is more than $8,000.

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Most financial experts will urge consumers during this period of the year to put away the plastic and only bring with you to the store a list, cash and a level head; in other words, spend within your means and don’t get carried away with buying gifts for your friends, family and colleagues. However, consumers can use credit cards if they do so responsibly and wisely. Continue reading